Open/Close Menu San Diego Medicare independent agent, also Small Business benefit, Long Term Care, Dental plan and Life Insurance

Open enrollment for health insurance has closed on January 31st but you passed the deadline and still need health coverage. So what other alternatives left for you? There will only be ONE option if you don’t have a Special Enrollment Period (SEP) to enroll for traditional health insurance, and that is a OneShare Health Share…

Consumers have until January 31 to enroll in health insurance coverage for a February 1 start date. So act now to get coverage for you or your family. If you haven’t enrolled by the due date. You can only enroll during the next open enrollment. To get a fast quote, visit https://www.sdinsured.com/health-insurance/ and click “Get…

Mark your calendar! Open enrollment for Individual Health Insurance and Covered California will start from October 15 through December 15 for a January 1, 2020 effective date. Consumer’s signing up between December 16 and January 15 will have a February 1, 2020 effective date. Covered CA estimated that this Open Enrollment Period is likely to…

As a part of its 2019 budget legislation, the California legislature has passed an individual mandate under Assembly Bill 414. The California legislation would require all individuals who are California residents to carry minimum essential coverage for themselves, their spouses and their dependents for every month beginning on and after January 1, 2020. The mandate…

Short-term limited duration insurance plans will be banned in California beginning January 1, 2019. It means you can’t buy short-term insurance anymore in California. Some carriers have decided to stop selling these plans now, while other carriers will continue to sell new policies through December 31, 2018. Covered California will allow a Special Enrollment Period…

Mark your calendar! This month, Covered CA released notification to their certified agents that the open enrollment for 2019 begins October 15 through January 15, 2019.  It’s different than what it used to be, which was from November 1 through January 31. When a consumer signs up from October 15 to December 15. The plan…

Long-term care is an essential part of many seniors’ lives, and yet many of us fail to plan for it correctly ahead of time. It can be a considerable expense for both ourselves and our families and, according to USA Today, it is only getting costlier. Approximately 45 percent of retirees are not confident that…

Preventive health care can help you stay healthier throughout your life. Preventive care includes health services like screenings, check-ups, and patient counseling that are used to prevent illnesses, disease, and other health problems, or to detect illness at an early stage when treatment is likely to work best. Getting recommended preventive services and making healthy…

How long could you sustain your present lifestyle if your paycheck stopped due to disability? If you’re like most Americans, your answer is probably “six months or less.” So why haven’t you secured paycheck protection? Most Americans insure their homes and their vehicles, but forget to insure their paychecks. Yet, without a paycheck, homes, vehicles…

Individual and family plan open enrollment ends on January 31, 2018. After that, you can’t enroll in a new plan unless you have a qualifying event. Get enrolled now. Contact me for help.

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