You’re getting ready to retire, and you’re thinking about your expenses. One expense you’d like to forgo is the premium you pay for the life insurance policy you bought decades ago. The question is: Are your only two options to pay the premiums or cancel your coverage? The answer is no, you usually have other…
At this time of writing (1/14/21), there are currently over 200 COVID Vaccines in development worldwide. In the US, there are currently Pfizer and Moderna’s vaccines that have been approved and being distributed. And there are 2 more expected to be in line for approval sometime in February, which are AstraZeneca and Johnson and Johnson….
Take time to understand your plan benefits and how to use them. Some benefits (e.g fitness membership, vision and hearing, transportation, etc) need you to contact the vendors who provide the services. Keep their contact info for your reference. If you’re not sure what additional benefits you have, you may contact the member service. The…
Recently, I often got questions from Medicare beneficiaries about the availability of any financial help to pay all or some Medicare costs. In this post, I’d like to share with you about Medicare Savings Program, a state program to help pay your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) deductibles, coinsurance, and copayments if…
Do you need help with your Medicare costs? Discover the answers by attending my free educational seminar to help you learn more about Medicare Savings Programs, Pharmaceutical Assistance Program, and Extra Help. Topic: The Nitty Gritty on STATE AND FEDERAL ASSISTANCE PROGRAMS Date: 10/17/2017 6:00 PM Location: Scripps Bank Building 495 H Street San Diego, CA 92127…